Whether collections, late payments, charge-offs, repossessions, or questionable inquiries are holding you back, we help you understand what is hurting your profile, challenge eligible reporting, and build a clear plan toward stronger credit.
No confusing process. No trying to figure everything out alone. Just a personalized strategy, professional support, and a clear next step.
FIND MY BEST PACKAGE BOOK A FREE 30-MINUTE CONSULTATIONEvery credit file is different. Here are the most common issues we help clients understand and address.
Accounts sent to collections that may contain inaccurate, incomplete, or unverifiable information.
Reported late payments that may be inaccurate or missing required verification.
Charged-off accounts that may still be eligible for review and dispute.
Repossession entries that may include reporting errors or incomplete data.
Unauthorized or unrecognized inquiries that may be eligible for removal.
Other negative reporting that may qualify for a dispute based on accuracy and verification.
A clear, guided process from your first review to your final results summary.
We review your three-bureau credit report and identify items that may be eligible for dispute.
You receive a personalized dispute strategy based on your specific credit profile.
We manage the dispute workflow while you complete the required onboarding and action steps.
You receive progress updates as bureaus and furnishers respond to each round.
Every package includes professional support. Each upgrade adds more strategy, priority, and guidance, not just speed.
Priority service refers to faster internal handling and increased guidance. It does not control or guarantee the response times of credit bureaus, furnishers, or lenders, and does not guarantee deletions, a specific score, funding approval, or a specific completion date. Results vary based on each client's credit profile.
A look at the type of progress clients can experience through our credit repair process.
Illustrative example of a potential outcome after eligible negative items were successfully disputed. Individual results vary.
Illustrative example of a potential outcome after unauthorized inquiries were removed. Individual results vary.
Illustrative example of a potential outcome following a full multi-round dispute and rebuild strategy. Individual results vary.
Results vary based on each client's unique credit profile, credit history, and the accuracy and verifiability of reported information. Past results do not guarantee future outcomes. No specific outcome, deletion, or score increase is guaranteed.
Luxe Wealth Management LLC helps clients understand what is impacting their credit, challenge eligible inaccurate or unverifiable reporting, and move forward with a clear strategy. We believe credit repair should feel professional, transparent, and manageable, not confusing or overwhelming. Our team guides you through every step, from your first report review to your final results summary.
Timelines vary by credit profile. Many credit files require approximately 90-120 days or longer, and initial reporting updates commonly begin after the first bureau investigation cycle. We will keep you updated throughout the process.
No. We cannot guarantee deletions, a specific credit score, or a specific completion date. We can guarantee a professional review of your credit file and a personalized dispute strategy for eligible items.
Yes. You will complete onboarding, provide required documents, maintain required credit monitoring, respond to verification requests, and follow recommended action steps. We manage the dispute workflow while you complete these steps.
The Inquiry Removal package is designed for clients whose main concern is inaccurate or unauthorized hard inquiries. It does not include collections, late payments, charge-offs, repossessions, or full credit repair.
Book a free 30-minute consultation and we will help you identify the package that fits your credit profile and goals.
Book a free 30-minute consultation and we will help you understand your credit profile and identify your best next step.
BOOK A FREE 30-MINUTE CONSULTATIONAdditional ways Luxe Wealth Management can support your financial goals.
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