Package 2 · Full Credit Repair

Stop Guessing What Is Holding Your Credit Back.

A complete three-bureau review and personalized dispute process for clients with multiple negative accounts, handled by our team while you complete the required steps on your end.

$497Program investment

What's Included

Complete three-bureau credit report analysis
Personalized dispute strategy
Challenges to eligible inaccurate, incomplete, unauthorized, or unverifiable reporting
Inquiry review and eligible inquiry disputes
Organized dispute rounds based on your credit profile
Progress updates every 30-45 days
Client portal access
Dedicated client support
Basic Credit Rebuild Action Plan

You will not need to write dispute letters, organize every account, or navigate the process alone. We manage the dispute workflow while you complete the required onboarding and action steps.

Is This Package Right For You?

Best For

  • Clients with multiple negative accounts (collections, late payments, charge-offs, and similar items)
  • Clients who want the complete dispute process professionally handled
  • Clients ready to complete onboarding and follow recommended action steps

What We Need From You

  • Completed onboarding and required documents
  • Active credit monitoring maintained throughout the program
  • Timely responses to verification requests
  • Follow-through on recommended action steps

What to Expect, Timeline-Wise

Many credit files may require approximately 90-120 days or longer to work through a full dispute cycle. Initial reporting updates commonly begin after the first bureau investigation cycle. Your exact timeline depends on your credit file and how quickly bureaus and furnishers respond.

What Happens After You Enroll

1

Complete Enrollment

Review and sign your service agreement and required disclosures.

2

Provide Documents

Submit required identification, authorization, and credit monitoring access.

3

We Build Your Strategy

We analyze your full report and build a personalized dispute strategy.

4

Ongoing Updates

You receive progress updates every 30-45 days as dispute rounds proceed.

Important Disclosures

Service agreement required. Enrollment requires a signed service agreement, including your right to cancel within three business days of signing at no charge.

No guaranteed outcome. Luxe Wealth Management LLC does not guarantee removal of any specific item, a specific credit score, or a specific completion date. Results vary based on each client's credit profile and the response of credit bureaus and furnishers.

Client responsibilities. You will need to complete onboarding, provide required documents and authorization, maintain required credit monitoring, respond to verification requests, and follow recommended action steps.

Billing. Billing occurs only as permitted by applicable law and your signed service agreement.

Common Questions

Do I have to do anything during the process?

Yes. You will complete onboarding, provide required documents, maintain required credit monitoring, respond to verification requests, and follow recommended action steps. We manage the dispute workflow while you complete these steps.

What if I want more strategy and priority support?

Premium and Elite Credit Repair include everything in this package plus a personalized rebuilding roadmap, priority handling, and additional strategy support.

Is a specific outcome guaranteed?

No. We do not guarantee removal of any specific item, a specific credit score, or a specific completion date. Results vary by credit profile.

Ready to Start Your Credit Review?

Begin Enrollment Book a Free Consultation Instead
Results vary based on individual credit profiles and are not guaranteed. Luxe Wealth Management LLC does not guarantee removal of any specific item, a specific credit score, or a specific completion date. Pricing reflects program investment for professional services rendered.