If inaccurate or unauthorized hard inquiries are the main thing holding your credit back, this package gives you a focused, professionally managed review and dispute process, without paying for services you do not need.
Review and sign your service agreement and required disclosures.
Submit required identification, authorization, and credit monitoring access.
We assess each inquiry and handle eligible disputes on your behalf.
You receive a final results summary and Application-Readiness Checklist.
Service agreement required. Enrollment requires a signed service agreement, including your right to cancel within three business days of signing at no charge.
No guaranteed outcome. Luxe Wealth Management LLC does not guarantee the removal of any inquiry, particularly inquiries that are accurate or properly authorized. Results vary based on each client's credit profile and the response of credit bureaus and furnishers.
Client responsibilities. You will need to complete onboarding, provide required documents and authorization, maintain required credit monitoring, and respond to verification requests in a timely manner.
Billing. Billing occurs only as permitted by applicable law and your signed service agreement.
We can only dispute inquiries that are inaccurate, unauthorized, or unverifiable. Accurate, properly authorized inquiries cannot be removed, and we will never promise otherwise.
Timelines vary based on your credit file and how quickly bureaus and furnishers respond to eligible disputes. We will keep you updated throughout the process.
Yes. If you later find that collections, late payments, or other negative items need attention, you can upgrade to Full Credit Repair, Premium, or Elite at any time.